I believe that money should fuel the life you love. I invest on your behalf with your interests first.

The Fiduciary Way | We do better when you do better.

We believe that Advisoy Programs offer flexibility, liquidity, and a broad amount of options for clients.

With advisory programs, clients pay an agreed-upon rate. It is factor-based and is generally tiered so that your rate goes down as your overall balance goes up. 

Here is your chance to understand what an advisory schedule might look like.

An example of a tiered advisory rate schedule might look something like this for an account:

• First $100,000 @1.55%
• Next $400,000 @ 1.35%
• Next $500,000 @ .7%
• Next $1,000,000 @.5%
• Additonal funds @ .25%

Book time  on the phone and  request a fee schedule for your circumstances

Let's do the math:

Example #1: The annualized tiered-rate equivalent for a $500,000  account balance would be ~1.39%.

-If the quarterly market balance were $500,000, then the advisory debit for that quarter would be about $1737.50. 

Example #2:  If the account balance were $2,000,000, the annualized  tiered-rate equivalent would be ~0.77%.

Advisory expenses are debited from investment accounts on a quarterly basis. Clients pay an agreed-upon rate that can be customized. The above examples are for informational purposes only. Review the LPL Service Fee Schedule, Propsectus material, and Third Party Manager information, to understand total expenses an investor may incur.  Discuss and compare advisory programs and  learn about your options .

Accounts are generally billed at an account level. One account may use a different advisory program than another account. One account may have different objectives and use different investments.

Book time  on the phone and  request a fee schedule for your circumstances

An implicit assumption: We both care about your portfolio's net results.

I focus on what the NET result may be for you, the client. Call me crazy, but I think it matters what your portfolio keeps!

• I discuss results with peers often and vet investment ideas across multiple resources.
• I  pay attention to your portfolio expenses, taxes, insurance, investments, social security, income, family dynamics, and health. 
• Your investment objectives, income needs, timeframe, and overall investment costs can contribute to your net portfolio results. This is why paying attention to your net result and having an average target portfolio result is important.

Investment Advisory Services

Advisory services use advisor directed and third party framework to pursue your goals over time. A fiduciary role is upheld for this service. 

A Personable, Accountable, and Accessible Process

All of my retirement plan and investment clients have direct access to me and my financial consulting office. I reinforce this access with customizable financial dashboards and online account log-in. Wealth Vision powered by eMoney can aggregate all of your financial and retirement accounts, and backup legal and estate documents - not to mention family photos. eMoney provides retirement and investment calculators to see how much you have saved for retirement, college savings, and other money goals - all in real time.

Need Some of Your Money? Give my office a call to request money. Many clients link their bank account to their retirement and investment accounts. This way getting a little extra money is as simple as calling in when you need a little extra for a surprise expense or holiday gift. 

Tax Planning and Tax Season

I can collaborate with your tax professional and review your tax return. We do tax savvy reviews  to assist clients with QCDs and RMDs, but also creating deductible retirement plan contributions in a timely manner.

Account View Log-In: Access your accounts online to check in on your results. Relate your questions back to us.